The Money Clock 財時
Your personal wealth timing. The Money Clock reads your BaZi against the current hour, day, month and year to show when your chart's wealth element is supported — and when it is being drained.
⏱️ Your personal wealth almanac
The Money Clock
财 运 日 历
Generic almanacs tell everyone the same thing. The Money Clock reads your BaZi against each day's energy to mark exactly when you should deposit, sign, invest, negotiate and launch — for the next 90 days.
Best days for:
Power Day
Auspicious
Favorable
Neutral
Caution
Avoid (clash)
Your Power Days 旺日
Never miss a wealth window
Export your power days to your calendar and get a push the morning of each one.
Timing over prediction
Classical Chinese metaphysics is far more interested in when than in what. The same action, taken in a supporting period and in a clashing one, does not carry the same risk — and that is a claim about timing, not about fate.
The Money Clock takes the 財星 wealth element of your chart and tracks whether the current hour, day, month and year strengthen or weaken it. Four dials, four time horizons, one reading.
How to actually use it
The hour dial is for small, immediate things — a call, a message, a signature. The day dial is for meetings and decisions. The month dial is for launches, negotiations and moves. The year dial is strategic and should not be checked daily.
The most useful reading is usually a clash. A clashing month is not a month of disaster; it is a month to prepare rather than commit, and to avoid making irreversible decisions under time pressure.
An honest limit
This is a traditional timing framework, not a market signal. It knows nothing about your industry, your counterparty, or your balance sheet. Use it the way a practitioner would — as one input into a decision you are making with open eyes, never as a reason to act against your own judgement.
Common questions
Is this financial advice?
No, definitively. We are not licensed financial advisers, and nothing here is a recommendation to buy, sell, invest or transact. Consult a licensed professional for financial decisions.
Why does the hour dial change so often?
Because the Chinese double-hour changes every two hours, and each carries its own branch. That is the intended granularity of the system.
Does a bad hour mean I shouldn’t work?
No. It means the tradition would avoid signing or committing in that window. Ordinary work is ordinary work.